The use of our website is generally possible without providing personal data. Personal data, such as names, addresses or email addresses, are always provided on a voluntary basis when possible. Those data will not be passed on to third parties without your explicit permission.
However, we would like to point out that data transmissions via internet (e.g email communication) cannot be entirely secure and may have security vulnerabilities. A complete protection of personal details against unauthorised access by third parties is not possible.
Contact details of our data protection officer
We have appointed a data protection officer for our company (fino data services GmbH). You can contact our data protection officer Mr. Stephan Blazy, LL.M. and his deputy Dr. Kevin Marschall, LL.M. (www.gdpc.de) at the address given in the site notice with the addition – data protection officer – or by e-mail: firstname.lastname@example.org.
This website partially uses so-called cookies. Cookies do not cause damage to your computer and do not contain viruses. Cookies allow us to make our product more user-friendly, more efficient and more secure. Cookies are small text files, stored by your browser on your computer.
Most cookies that we use are so-called “session cookies”. They will be deleted automatically after the end of your visit. Other cookies remain on your terminal device until you delete them. Those cookies enable us to recognise your browser on your next visit.
You can adjust your browser to inform you when cookies are placed, to individually allow cookies, or to generally exclude cookies in certain cases, as well as to activate the automatic deletion of cookies when closing the browser. The deactivation of cookies may impair the functionality of this website.
The provider of these websites automatically collects and stores information in so-called server log files which your browser automatically transmits to us, such as:
- browser type/version
- used operating system
- referrer URL
- host name of the accessing computer
- time of query
Those data cannot be associated with individual persons. We do not merge this data with other sources. We reserve the right to retrospectively check the data if there is any indication of illegal use.
If you send enquiries to us via the contact form, your data entered into the contact form, including the stated contact information, are stored for the purpose of dealing with your enquiry and in case of additional enquiries. Those data will not be passed on without your permission.
This website uses Google Analytics, a website analysis service by Google Inc., 1600 Amphitheatre Parkway Mountain View, CA 94043, USA.
Google Analytics uses so-called “cookies”, text files that are stored on your computer to analyse your use of the website. The information generated by the cookie about your use of this website is usually sent to and stored at a Google server in the U.S.A.
You may prevent the installation of cookies by adjusting the settings of your browser; however, if you do so, you may be unable to use all features of this website. Further, you may prevent the collection of data generated by cookies (including your IP address) and related to the use of these websites, as well as the processing of such data by Google, by downloading and installing the plug-in under the following link: http://tools.google.com/dlpage/gaoptout?hl=en
Objection to Data Collection
You may prevent the collection of data by Google Analytics by clicking the following link. In doing so, an Opt-Out-Cookie will be placed which prevents future data collection when visiting our website: Disable Google Analytics
We use the function “Activate IP anonymisation”. Through this, your IP address will be shortened in advance within the member states of the European Union or other contractual states of the Treaty on the European Economic Area. Only in exceptional cases, your complete IP address will be transmitted to a server in the U.S.A. and shortened there. Commissioned by the operators of this website, Google will use this information to evaluate your use of the website, to compile reports on website activities for website operators and to provide other services related to website and internet activities. Google will not merge your IP address with any other data held by Google.
This website uses Matomo, an open-source software for the statistical evaluation of visitor access. Matomo uses so-called “cookies”, text files that are stored on your computer and enable an analysis concerning the use of the website. The information generated by the cookies about your use of this online product will be stored on our servers. The IP address will be made anonymous immediately before its storage.
The information generated by the cookie about the use of this website will not be passed on to third parties. You can prevent the installation of cookies by adjusting the settings of your browser software accordingly. However, we would like to point out that, in doing so, you might not be able to use all functions of this website to the full extent.
If you object to the use of your data, you may deactivate the storage and use here. In this case an Opt-Out-Cookie will be placed that prevents Matomo from storing the usage data. If you delete your cookies, the Opt-Out-Cookie will also be deleted. On the next visit to our websites Opt-Out must be activated again.
Our websites integrate plug-ins from the social network Facebook, Facebook Inc., 1 Hacker Way, Menlo Park, California 94025, USA. You can recognise these plugins by the Facebook logo or the Like-Button on our site. For an overview of Facebook plugins, please see: http://developers.facebook.com/docs/plugins/.
If you do not wish Facebook to associate your visit of our websites to your Facebook account, please log out of your Facebook account.
Facebook Pixel, Custom Audiences and Facebook Conversions
Because of our legitimate interest in analysis, optimization and the economic operation of our online offer, we employ “Facebook Pixel” belonging to the social network “Facebook”. “Facebook” is operated by Facebook Inc, 1 Hacker Way, Menlo Park, CA 94025, USA, or – in the EU – by Facebook Ireland Ltd, 4 Grand Canal Square, Grand Canal Harbour, Dublin 2, Ireland. Facebook is certified under the Privacy Shield Agreement and thus offers the guarantee to comply with the European Data Protection Law (https://www.privacyshield.gov/participant?id=a2zt0000000GnywAAC&status=Active).
Facebook Pixel enables us to trace the behaviour of page visitors after they have been forwarded to our website by clicking on a Facebook advertisement. The effectiveness of Facebook advertising can be evaluated for statistical and market research purposes, and future advertising activities can be optimized.
The collected data is presented anonymously to us as operators of this website; we are unable to draw conclusions regarding the users’ identities. The data will be, however, stored and processed by Facebook, so that a connection to the respective user profile is possible and Facebook can utilize the data for their own advertising purposes, in accordance with the Facebook Data Usage Guidelines. This enables Facebook to place advertisements both on Facebook pages and outside of Facebook. This utilization of data cannot be influenced by us as website operators.
Additionally, you can deactivate the remarketing function “Custom Audiences” in the advertising settings under https://www.facebook.com/ads/preferences/?entry_product=ad_settings_screen. To do so, you have to be logged in to Facebook.
If you do not own a Facebook account, you can deactivate the usage-based setting of advertisements by Facebook on the website of the European Interactive Digital Advertising Alliance: https://www.youronlinechoices.com/de/praferenzmanagement/.
Data protection declaration for the use of LinkedIn
Our website uses the Insight Tag as well as the Conversion Tracking by LinkedIn Ireland Unlimited Company, Wilton Place, Dublin 2, Ireland (“LinkedIn”). To this end, the LinkedIn Insight Tag is integrated in our website, enabling LinkedIn to collect statistical, pseudonymous data regarding your visit to and usage of our website, and, based on this, to provide us with relevant aggregated statistics. As a general rule, the following details will, inter alia, be captured:
- LinkedIn user ID (cookie ID)
- IP address
- Metadata regarding the website visit, for example browser type, visited website
In addition, these details serve in displaying interest-specific and relevant offers and recommendations to you after you researched specific services, information and offers on our website.The relevant data is stored in a cookie.
You can find more information regarding data processing in the LinkedIn Privacy Statement under https://www.linkedin.com/legal/privacy-policy.
The privacy settings of your Twitter account can be adjusted under: http://twitter.com/account/settings.
For the homogenous display of fonts, this website uses so-called web fonts that are provided by Google. On retrieving a website your browser downloads the necessary web fonts to your browser cache in order to correctly display texts and fonts. If your browser does not support web fonts, your computer uses a standard font.
This website uses the map service Google Maps via API. This service is provided by Google Inc., 1600 Amphitheatre Parkway Mountain View, CA 94043, USA. To use the functions of Google Maps storage of your IP address is required. This information will usually be transferred to, and stored on, a server in the USA. The provider of this website has no influence on this data transmission.
Our website uses plugins from the Google-operated website YouTube. The provider of the website is YouTube, LLC, 901 Cherry Ave., San Bruno, CA 94066, USA. If you visit one of our websites with an embedded YouTube-plugin, a connection to YouTube servers will be established. Information about which of our websites you have visited will then be transmitted to the YouTube server.
If you are logged on to your YouTube account, you allow YouTube to associate your browsing behaviour with your personal profile. You may prevent this by logging out of YouTube.
Submit a comment (to blog posts)
Personal data is collected if you voluntarily provide it to us as part of your comment on a blog post. We will use the information you provide without your explicit consent to publish your comment only, your email address will not be published and your name will be linked to your website if you have provided a website.
To protect against machine spam comments, we use the spam filter plugin AntispamBee. AntispamBee analyzes submitted comments on the basis of certain criteria so as to avoid undesired entries, such as Advertising, automatically. For this purpose, no data will be transmitted to third parties and only the data entered by the commentary author will be processed.
The Internet presence of this company is provided by the technology partner CloudFlare Inc., based in the USA. All data passed to or from this website pass through the worldwide network of CloudFlare, Inc. The data is buffered, accesses are logged. Hereby, the nearest data center is regularly used. CloudFlare also operates data centers outside the European Union! According to CloudFlare, the cached data are basically deleted within 4 hours, but at the latest after three days. For more information, see CloudFlare’s Privacy Statement at https://www.cloudflare.com/security-policy/
Registration with this websites
You can register with this website to be able to use additional functions on this website. The data entered for this purpose will only be used for the respective offer or service for which you have registered.
We also use the email address provided upon registration to inform you about important changes, such as a change in the extent of an offer, or a technical change.
For security reasons, and to protect the transmission of confidential data, such as enquiries you send to us as the provider, this website uses an SSL encryption. You can recognise an encrypted connection by the change in the address line of the browser from “http://” to “https://” and by the lock-symbol in your browser address line.
When the SSL encryption is activated, the data you have transmitted to us cannot be accessed by third parties.
Transmission of data on contract conclusion for services and digital contents
We transmit personal data to third parties only if it is necessary to fulfill the contract, e.g transmitting data to the commissioned credit institution in charge of the payment.
There is no further transmission of data to third parties unless you have given your explicit permission. There is no transmission of data to third parties for commercial purposes.
Encrypted payment transaction on this website
Payment transactions via common methods of payment (Visa/Mastercard, direct debit) take place exclusively via an encrypted SSL connection. You can recognize an encrypted connection by the change in the browser line from “http://” to “https://” and the lock-symbol in your browser line.
In using encrypted communication, any bank details, which you submit to us, cannot be read by third parties.
Right to Information, Deletion, Blocking
You have the right to be informed about your personal data, their origin and recipients, and the purpose of data processing, as well as the right to correct, block or delete those data at any time and free of charge. For further questions, and questions concerning personal data, feel free to contact us under the address published in the impressum/legal notice.
Objection to commercial mails
Providers are obligated to publish contact information in the Legal Notice/Impressum. The use of such contact information by third parties for the purpose of distributing unsolicited advertisements or other commercial information is prohibited. The operators of this website reserve the right to take legal measures against senders of unsolicited commercial information, e.g. spam emails etc.
In order to subscribe to the newsletter it suffices for you to provide your email address. We also ask you to optionally enter your first and last name. These details simply serve the customization of the newsletter. The email address is required, so we can verify that you are the owner of the email address provided and agree to receiving the newletter. Further data will not be collected. We use those data exclusively for sending the requested information and do not transmit them to third parties.
Permission given for the storage of the data and the email address, as well as their use for the purpose of sending the newsletter, can be withdrawn at any time via the “Unsubscribe”-link within the newsletter.
Information about the newsletter and consent
With the following information, we will inform you about the content of our newsletter as well as the registration, shipping and statistical evaluation procedures as well as your right of objection. By subscribing to our newsletter, you agree to the receipt and the procedures described.
Use of the mail service provider “ActiveCampaign”
The newsletters will be sent via “ActiveCampaign”, a newsletters distribution platform provided by ActiveCampaign, LLC, 1 North Dearborn Street, 5th Floor, Chicago, IL 60602,USA.
The e-mail addresses of our newsletter recipients, as well as their other information described in these notes, are stored on the servers of ActiveCampaign in the USA. ActiveCampaign uses this information to send and evaluate the newsletters on our behalf. Furthermore, ActiveCampaign may, according to its own information, use this data to optimize or improve its own services, e.g. for the technical optimization of the shipping and the presentation of the newsletter or for economic purposes, to determine from which countries the recipients come. However, ActiveCampaign does not use the data of our newsletter recipients to write them down or to pass them on to third parties.
Content of the Newsletter
We send newsletters, e-mails and other electronic notifications with promotional information (following “newsletter”) only with the consent of the recipient or a legal permission. Insofar as the contents of a newsletter are concretely described, they are authoritative for the consent of the users. Incidentally, our newsletters contain information about the digital economy and all its branches (this may include, but is not limited to, references to articles, advertisements, white papers, or online appearances).
Double opt-in and logging
Registration for our newsletter is done in a so-called double-opt-in procedure. That after registration, you will receive an e-mail asking you to confirm your registration. This confirmation is necessary so that nobody can register with external e-mail addresses.
Registration for the newsletter will be logged in order to prove the registration process according to the legal requirements. This includes the storage of the login and the confirmation time, as well as the IP address. Likewise, the changes to your data stored with ActiveCampaign will be logged.
Statistical Survey and Analysis
The newsletters contain a so-called “web-beacon”, i. a pixel-sized file that is retrieved from the ActiveCampaign server when the newsletter is opened. This call will initially collect technical information, such as information about the browser and your system, as well as your IP address and time of retrieval. This information is used to improve the technical performance of services based on their specifications or audience and their reading habits, based on their locations (which can be determined using the IP address) or access times.
Statistical surveys also include determining if the newsletters will be opened, when they will be opened and which links will be clicked. For technical reasons, this information can be assigned to the individual newsletter recipients. However, it is neither our goal nor that of ActiveCampaign to observe individual users. The evaluations serve us much more to recognize the reading habits of our users and to adapt our content to them or to send different content according to the interests of our users.
Online Call and Data Management
Termination / revocation
You can terminate the receipt of our newsletter at any time, ie. revoke your consent. At the same time, your consent to sending it via ActiveCampaign and the statistical analyzes expire. A separate revocation of the dispatch via ActiveCampaign or the statistical evaluation is unfortunately not possible.
You will find a link to cancel the newsletter at the end of each newsletter.
Legal basis Data Protection Regulation
In accordance with the provisions of the Data Protection Regulation (DSGVO), which will apply from 25 May 2018, we inform you that the consents to the sending of e-mail addresses based on Art. 6 para. 1 lit. a, 7 DSGVO and § 7 (2) no. 3 and (3) UWG. The use of the mail service provider ActiveCampaign, carrying out the statistical surveys and analyzes as well as logging the registration process, are based on our legitimate interests in accordance with. Art. 6 para. 1 lit. f DSGVO. We are interested in using a user-friendly and secure newsletter system that serves both our business interests and the expectations of our users.
We further point out that you can contradict the future processing of your personal data in accordance with the statutory requirements under Art. 21 DSGVO at any time. The opposition may in particular be made against processing for direct marketing purposes.